A Beginner’s Guide to Personal Loans

A Beginner’s Guide to Personal Loans Introduction Loans can be defined as ‘an amount of money that is borrowed—often from a bank and has to be paid back, usually together with an extra amount of money that you have to pay as a charge of borrowing’ as per the Cambridge Dictionary. People take up loans […]

Alternative path for homeownership: An opportunity or a threat?

Introduction For most people, owning a house is an ultimate dream and a major milestone in life. However, there are many challenges that come along in the journey of purchasing a first home.    Firstly, high housing price is always the main obstacle to owning a house. According to a Department of Statistics Malaysia’s (DOSM’s) […]

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