The Circular Economy – is it a viable step for Malaysian waste management?

Circular economy and cyclical waste The circular economy is a production and consumption framework that promotes the reuse, refurbishment, and recycling of existing resources and goods, thus extending the product life cycle as long as possible (European Parliament, 2015). When a product approaches the end of its life, its materials are recycled wherever possible to […]

Inside the Buy Now Pay Later industry with myIOU

Introduction The luxury of not paying immediately was once reserved for credit card holders But now there are new kids on the block as Buy Now Pay Later (BNPL) services have expanded access to financial flexibility to a wider and bigger audience.   BNPL services as a whole have certainly caused a whirlwind worldwide as it […]

The strengthening of the dollar and its effects on emerging markets

The Dollar has just gone up by around 19%, according to the Dollar Index (DXY), which is measures the strength of the USD relative to a basket of other foreign currencies. This simply means that it is now more expensive to buy dollars, and dollars can buy more of other currencies. To put things into […]

Bonds Explained : What are they, and how can they fit into your investment portfolio

Disclaimer: This article was curated as part of a sponsorship agreement with Bondsupermart in conjunction with MYFS.  If this were an exam, the answer would be “A fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or government) (Fernando, 2021). To illustrate it with an example: Let’s say company […]

Simplifying Supply Chains

Reading time: 9 minutes Introduction By now, you may have heard that the world has run short of everything from coffee to coal. You personally may have been caught off guard by the shortage of toilet paper in the supermarket. Perhaps, you’ve also felt the pinch of rising computer prices due to the price increase […]

A Beginner’s Guide to Personal Loans

A Beginner’s Guide to Personal Loans Introduction Loans can be defined as ‘an amount of money that is borrowed—often from a bank and has to be paid back, usually together with an extra amount of money that you have to pay as a charge of borrowing’ as per the Cambridge Dictionary. People take up loans […]

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