INTRODUCTION “Data is the new oil of the digital economy”  – WIRED Data science has played a crucial role in modern businesses helping them improve their services and profits – and this is especially true in the finance sector. JP Morgan, one of the biggest banks in the world, plans to invest at least $11.5 […]

What is ESG, and how is Malaysia doing on the ESGfront?

Right off the bat, ESG stands for Environmental, Social and Governance which refers to standards that define a company’s behaviour and are utilised by socially responsible investors to evaluate possible investments. Recently, news & media publishers have repeatedly discussed ESG investing and many APAC (Asia Pacific) businesses have adopted ESG practices. Businesses listed under Bursa […]

How do Buy Now Pay Later Firms Make Money? And How to Use It Wisely

Buy Now Pay Later (BNPL) has become increasingly popular in the Malaysian ecosystem especially with the emergence of Shopee’s SPaylater or atome pay that allows us to break our hefty bills down into instalments. Even the world’s most valuable company, Apple Inc has recently announced it’s integration of an instalment scheme into it’s Apple Pay […]

Bear Market’s Explained and How to Survive Them

Disclaimer: The viewpoints expressed by the author in this article do not necessarily reflect the viewpoints of Financial Literacy for Youth (FLY) Malaysia.  The terms “bear” and “bull” markets have been highlighted in most financial related articles.  There is a certain stigma associated with talking about bear markets and recessions, as if acknowledging them would […]

Losing 8 Billion Dollars in a matter of days and The Nickel Shortage of 2022

As the war between Russia and Ukraine rages on, our increasingly volatile economy faces new challenges daily. One unmistakable event has been the sudden inflation of nickel prices leading to the suspension of trades on the London Metal Exchange, a decision that has drawn widespread criticism. Continue reading our article to explore how a Chinese […]

Some practical saving advice : The 6 Jar Method

As we’ve discussed in previous articles, understanding how to save is a key stepping stone to achieving financial freedom.  Here, we present “The Six Jar Method” to offer a way you could manage your finances effectively. The concept of the 6 Jar Method is derived from T. Harv Eker’s “Secrets of a Millionaire Mind.” To […]

Indonesia, the next Asian Tiger and Economic Powerhouse?

Indonesia, the next Asian Tiger and Economic Powerhouse? Indonesia seems to be in the news a lot lately, with some of the most well-known companies investing in Indonesia; Facebook building a cable connecting Singapore, Indonesia, and North America, and Amazon investing 5 billion dollars in Cloud Services, to name a few. You may also remember […]

Do you need to go to university after SPM/IGCSE/PT3? The answer is no

Do you need to go to university after SPM/IGCSE/PT3? The answer is no Many would assume that there’s only one path post-secondary school which is, upon finishing SPM/IGCSE, you must do a foundation programme or A-Levels, then enrol in a university. Following that, one needs to find employment, find a partner etcetera etcetera.  Not only […]

Streaming Wars: Why Did Some Streaming Services Fail, While Others Succeeded?

Explaining the “Streaming Wars” (Netflix vs Disney Plus) and why should consumers care Streaming services are a staple of how we consume entertainment now, with shows like Squid Game, Stranger Things and The Mandalorian capturing the pop cultural zeitgeist. Netflix is a subscription streaming service and production company based in the United States.Prior to Covid, […]

What is a recession, and are we in one right now?

What is a recession, and are we in one right now? Have you felt that prices have increased? Do you feel that demand is sluggish? Well, the economy might just be in a recession. A recession is a contraction in the economy for two consecutive quarters. If the Malaysian and US economy were to contract […]

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