Do you need to go to university after SPM/IGCSE/PT3? The answer is no

Do you need to go to university after SPM/IGCSE/PT3? The answer is no Many would assume that there’s only one path post-secondary school which is, upon finishing SPM/IGCSE, you must do a foundation programme or A-Levels, then enrol in a university. Following that, one needs to find employment, find a partner etcetera etcetera.  Not only […]

Streaming Wars: Why Did Some Streaming Services Fail, While Others Succeeded?

Explaining the “Streaming Wars” (Netflix vs Disney Plus) and why should consumers care Streaming services are a staple of how we consume entertainment now, with shows like Squid Game, Stranger Things and The Mandalorian capturing the pop cultural zeitgeist. Netflix is a subscription streaming service and production company based in the United States.Prior to Covid, […]

Index Funds Explained – “The Investment That Makes the Most Sense”

Index Funds Explained – “The Investment That Makes the Most Sense” This is a fact: active managers of funds aren’t really “great” at their jobs. ‘Active managers of funds’ means individuals who operate “hedge-funds” and pick various stocks that aim to generate “big” returns for their investors. These fund managers often charge a fee for […]

What is a Neobank/Digital Bank?

Neobanking : Everything you need to know about a (potentially) 2.05 Trillion Dollar Industry From “non-fungible tokens” or NFT’s to cryptocurrencies, things we once perceived as the norm are being challenged with the advent of new technologies. The banking industry is no different, and here it’s worth exploring “Neobanks”. All Neobanks, or Virtual Banks are […]

Explaining the Malaysian “Glove Stock Mania” of 2020, and it’s subsequent fall

Explaining the Malaysian “Glove Stock Mania” of 2020, and it’s subsequent fall Two years ago, the “glove mania” started to gain steam in the Malaysian stock market, capturing the attention of institutional and retail investors. This article serves to encapsulate the saga thus far, and provide a timeline of key events. Intuitively, the price of […]

Why EPF withdrawals could have adverse long term economic consequences for Malaysians

Why EPF withdrawals could have adverse long term economic consequences for Malaysians To the younger ones, you probably don’t have an EPF account yet because you’re not working. If you didn’t know, EPF, or the Employees Provident Fund is a fund you and your employer contribute to monthly so you have enough saved for retirement. […]

What is “Political Financing” (FLY x YPol : Part 1)

What is “Political Financing” (FLY x YPol : Part 1) In light of the recent number of state elections in Malaysia, this series, brought to you by FLY:Malaysia and YPolitics explores the role money plays within Malaysia’s political system. But first, let’s break down the basics to political financing. How are parties financed and what […]